At Holdingtax, we aim to provide a reliable and convenient checkout experience. This Payment Methods Policy explains the payment options that may be available on our website, how payments are processed, and important information customers should review before completing a purchase.

This policy applies to transactions completed through holdingtax.com.

1. Accepted Payment Methods

Credit & Debit Cards

• Visa
• Mastercard
• American Express
• Discover

Card payments are processed through third-party payment providers using encrypted connections.

Digital Wallets & Express Checkout

• PayPal
• Apple Pay
• Google Pay

Buy Now, Pay Later (If Available)

Installment or deferred payment options may be displayed at checkout for eligible customers, depending on location, order value, and provider approval.

Gift Cards (If Offered)

Digital gift cards, when offered, may be redeemed at checkout in accordance with applicable terms and local laws.

2. Payment Authorization & Processing

When an order is placed, a temporary authorization may be requested by your bank or card issuer. The final charge is submitted once the order is confirmed.

Orders placed before 5:00 PM (EST), Monday–Friday typically begin processing the same business day. Orders placed outside this window are processed on the next business day.

Accurate billing information is required to prevent delays or declined transactions.

3. Payment Security

• Encrypted checkout connections
• Third-party PCI-compliant payment providers
• Fraud monitoring and verification measures
• No storage of full card numbers on our servers

While reasonable safeguards are applied, no payment system can be guaranteed to be completely secure.

4. Pricing, Fees & Currency

Prices are displayed in USD unless otherwise stated.

Applicable taxes are calculated at checkout based on the shipping address.

We do not charge additional payment processing fees on our side. However, your bank or card issuer may apply currency conversion or international transaction fees.

5. Declined or Failed Payments

Payments may be declined due to:

• Insufficient funds
• Incorrect billing details
• Bank or card restrictions
• Expired or blocked cards
• Security or fraud checks

6. Refunds to Original Payment Method

Approved refunds are issued to the original payment method in accordance with our Refund & Returns Policy. Processing times may vary depending on the payment provider and financial institution.

7. Unauthorized Transactions

If you believe an unauthorized transaction has occurred, please contact your bank or card issuer immediately and notify us so we can assist where appropriate.

8. Payment Disputes & Chargebacks

Customers are encouraged to contact our support team before initiating a chargeback, as many concerns can be resolved directly.

9. Order Verification

For security reasons, additional verification may occasionally be required before an order is fulfilled.

Contact Information
Customer Support Hours: Monday – Saturday, 8:00 AM – 7:00 PM (EST)
Email: help@holdingtax.com
Business Address: 3241 SW 84 Ct, Miami, FL 33155, United States